Real Estate Investor Financing
Acquisition, refinance, and equity-recapture strategies for investment properties.
Business & commercial financing
One trusted advisor. Multiple capital solutions.
As your business grows, your financing needs change. The Bear Group helps real estate investors, business owners, and operators structure the right financing—and navigate the path from opportunity to closing.
20+Years in commercial banking
$2–20MMCore Focus - larger deal accepted, structure dependant
1:1Senior-level attention
Financing solutions
Capital that keeps pace with the opportunity.
From property financing to business growth, we begin with what the capital needs to accomplish—then identify an appropriate structure and source.
Commercial Real Estate
Financing for multifamily, hospitality, retail, industrial, medical, and mixed-use assets.
SBA Financing
Lender-sourced solutions for eligible acquisitions, expansion, real estate, and equipment.
Working Capital & Lines of Credit
Liquidity for operating needs, seasonal cycles, receivables, and controlled growth.
Construction & Bridge Loans
Ground-up, renovation, repositioning, and transitional financing with a defined exit.
Owner-Occupied Real Estate
Acquisition, refinance, or expansion of facilities used by the operating business.
Business Acquisition Financing
Capital structures for qualified purchases, ownership transitions, and partner buyouts.
Equipment Financing
Financing for machinery, vehicles, technology, and specialized business equipment.
Private Credit Solutions
Flexible, situation-specific capital when conventional financing does not fully fit.
About Robert
Experience that begins with understanding the client.
Robert J. FrederickCEO & Capital Advisor | The Bear Group
With more than 20 years of experience in commercial banking, lending, and relationship management, I help business owners, real estate investors, and developers navigate their financing and banking needs.
My approach starts with understanding your business and goals. Through careful planning and straightforward guidance, I help you evaluate financing options, build strong banking relationships, and make informed decisions that support your long-term financial objectives.
Financing examples
Representative experience across complex capital needs.
Hotel Refinance — $10.7 Million Request
Refinancing an operating hotel, with financing options evaluated around property cash flow, debt-service requirements, and the owner’s long-term objectives.
Owner-Occupied Medical & Specialty Real Estate Development
Structuring financing for a complex development combining owner-occupied medical space and specialty real estate, addressing site improvements, construction needs, and distinct repayment sources.
Mixed-Use Development — Construction Debt & Equity
Developing a capital strategy for a mixed-use project combining residential and retail components, including senior construction financing, structured debt, and potential preferred equity or joint-venture capital.
Examples are presented on an anonymized basis and do not represent a commitment to lend or guarantee of financing.
The Bear Group approach
Pressure-test the request before the market does.
Every financing request has an operating story and a credit story. We align them, anticipate the hard questions, and maintain momentum through structure, lender review, diligence, and closing.
- 01Diagnose
Clarify the objective, economics, constraints, timing, and real sources of repayment.
- 02Position
Build a concise, defensible financing request that addresses likely credit concerns.
- 03Navigate
Engage appropriate capital sources and manage the process with accountability.
Start with the essentials
What does the capital need to accomplish?
Prepare a concise financing brief, then send it directly to us.